Local Bankruptcy Lawyer in Michigan
Facing A Foreclosure, Garnishment or Repossession?
With over 2,500 successful Bankruptcy cases under his belt, Patrick Fragel’s experience as a bankruptcy lawyer ensures your Chapter 7 or Chapter 13 case goes smoothly. Patrick Fragel is a bankruptcy lawyer, and will determine if Chapter 7 or Chapter 13 will solve your debt problems.
Bankruptcy: Chapter 7 or Chapter 13
If you are having trouble with your finances, Patrick has filed over 2000 bankruptcy cases in Traverse City and Northern Michigan. He can give you reliable advice concerning your qualifications for Chapter 7 or Chapter 13. Filing bankruptcy is never easy, but as a Chapter 7 Bankruptcy lawyer, Patrick makes it a stress-free process. As a Chapter 13 Attorney, Patrick can design a strategy to save your home, while eliminating negative debt such as credit cards and medical bills.
The Automatic Stay
Bankruptcy is the federal law that permits people and businesses to discharge their debt, and get a fresh financial start. An “automatic stay” is issued when a bankruptcy case is filed. The automatic stay puts an immediate stop to all collection actions – garnishments, foreclosures, repossessions, court hearings and shut-off notices are all cancelled immediately.
The Discharge Order
Once your Chapter 7 or Chapter 13 is filed, the creditors are off your back, and your fresh start begins. At the end of the bankruptcy case, a discharge order is entered which forever bars creditors from collecting the debt. Bankruptcy laws are complex, so contact Patrick S. Fragel to evaluate your options.
Your Bankruptcy Lawyer
Attorney Patrick Fragel provides experienced, affordable bankruptcy solutions. As your Bankruptcy Lawyer, Patrick S. Fragel will put a stop to harassing creditors and protect your home, vehicle and wages. The benefits of an experienced Traverse City Bankruptcy Lawyer include:
Take advantage of a free phone consultation to discuss your options with a Bankruptcy Lawyer. Patrick S. Fragel accepts cases in Traverse City and surrounding areas. He is available to discuss the bankruptcy laws with you.